Scores, Scores, And More Scores: How Many FICO Credit Scores Do You Have?
TV commercials and consumer education campaigns have trained people to think of their credit score as one number. But this popular belief is simply not true; there are actually 49 separate FICO scores. No wonder there's so much confusion! Luckily, the number of scores is not a bad thing: it allows you to focus on your overall credit health rather than obsess over one particular score. Here, we explore the different FICO scores, how they are calculated, and what they mean.